Richard, it's pretty much like Frank said. To my eye anyway, there's no way to just look at the timing belt on any Honda I've ever owned and determine how much longer it will last. Obviously a brand new belt is a little less dusty and whatnot, but as for being able to look at something like the belt's teeth for indications of wear, I don't think that's possible. At least, it's not possible for me.
OK, back to Jim. I've never owned an Accord, but I've owned plenty of Civic-based cars, so maybe they're similar. If it were my CRX that just went kaput like that, I'd look for / replace the following things, in this order:
- The tiny screw that holds the rotor button onto the distributor may have backed out
- The ignitor - which is a box that lives inside the distributor - may have died. Was the tach jumping around at all? Usually that's a tell-tale sign
- The main relay crapped out. On a CRX, this lives by your left shin as you sit in the car
- The ignition coil, which also lives in the distributor
When you turn the key to "on," do you hear the fuel pump cycle like I presume you usually would? If you don't, my guess is main relay.
http://www.honda-tech.com is full of uselessness these days, but buried in there is a lot of great tech. You might consider digging around in there - shouldn't even need an account to do that.