Have the car repaired. I had a car accident last week. Thankfully no injuries, but I just heard back from the body shop yesterday, and the grand total will be $4300. I'll only be paying the deductible, and I'm having my insurance company ask the land owner to repay me my deductible, but we'll see how that goes.
I had just turned onto a road at around 8PM, in the pouring down rain. It's a new neighborhood under construction, but the developer has opened the unfinished road for traffic. I saw the manhole cover, so I moved over to the left to put the center of my car over it trying to avoid a flat tire (hah!), like I usually do for those raised manhole covers. Then my airbags went off, and the car kept going. The distance traveled during a state of dumbfoundedness, moment of realization that I was still moving, and braking was only about 20ft. My passenger and I got out of the car immediately, since we had no idea what happened.
I wandered back to the point where my airbag deployed and figured I had to have bottomed out on the manhole cover. But it only protrudes about an inch from the road and I have more ground clearance than that, so it occurred to me to look at its surroundings. I quickly found a giant pothole full of water immediately to the left of it where my left tire must have gone down, which reduced clearance and made this lovely accident possible.
I went back a couple days later after it stopped raining and took
pics of the location. Many thanks to Brian Richards for spotting me while I did that.