Recommendation a good mortgage broker?

Matt McGrain · **Posted:** Mon Jan 24, 2005 10:11 pm

As the title says, my wife and I are looking for a reliable broker to help us finance our first home (hopefully with a sweet garage!) in the next few months. We hope to live in the Five Points or NC State area.

Thanks!

Matt

Carl Fisher · **Posted:** Mon Jan 24, 2005 10:31 pm

How bout Kristin Cauldwell, THSCC member? I thought she was with Integrated Mortgage Strategies, but their website doesn't list her. So I don't know where she is now...

MikeWhitney · **Joined:** Wed Aug 20, 2003 9:15 pm **Posts:** 4724

You've got PM. I was VERY happy with Bob Altier at RBC Centura, and their rates/fees. He did my closing and my re-fi.

Scott Johnson · **Posted:** Tue Jan 25, 2005 8:31 am

I also vote for Integrated Mortgage Strategies. Our last re-fi was through them and we are quite happy.

Scott

DickRasmussen · **Posted:** Tue Jan 25, 2005 9:09 am

If you are a Bank of America customer, you might find that their Mortgage branch is a good option. We used them and were very pleased with the rates and service . . . essentially hassle free. PM me if you want the name of the account executive that we used.

Dick

Matt McGrain · **Posted:** Tue Jan 25, 2005 9:56 am

Thanks for the information guys! Is Integrated Mortgage local (Raleigh)? As it turns out, the State Employees' Credit Union is not very first-time-buyer friendly in terms of rates. The good thing is that they don't charge PMI.

Scott Johnson · **Posted:** Tue Jan 25, 2005 10:19 am

Matt McGrain wrote:

Thanks for the information guys! Is Integrated Mortgage local (Raleigh)? As it turns out, the State Employees' Credit Union is not very first-time-buyer friendly in terms of rates. The good thing is that they don't charge PMI.

IMS = Chapel Hill, however, it will probably take no more than 2 trips. There is a chance you can arrange the 2nd "trip" at a place more local to you (it's just the closing attorney).

Scott

JamesFeinberg · **Posted:** Tue Jan 25, 2005 5:12 pm

Give Kristin a call. She was with IMS but moved over to Gauranteed Rate (in Durham) due to some bad mojo at IMS. She has a lot of different options available to suit pretty much any mortgage need. Her direct office # is 313-7251. Tell her you are a Tarheel member and that I sent you. She will get you the best deal possible with minimal hassle on your part.

Jim

Kristin Cauldwell · **Posted:** Tue Jan 25, 2005 9:17 pm

Hi Guys Thanks for the recommendation!

I just wanted to update you and let you know that I have moved and was promoted about 6 months ago to Vice President of Mortgage Lending at Guaranteed Rate! (The largest Wholesale bank in the Midwest) Please feel free to call on me any time for residential sales, investment property, refinances etc... And I will take good care of you just as you all have of taken good care of me!

Here is my information

Cell phone 919-673-2296
Direct line 919-313-7251

Kristin.Cauldwell@guaranteedrate.com

Sincerely,

Kristin Cauldwell
Vice President of Mortgage Lending

CosbyWood · **Posted:** Fri Feb 18, 2005 7:50 am

Jim,

Mind if I drop your name for this as well? I'm also currently in the market for a house and need to see what my options are. Thanks.

Aaron Buckley · **Posted:** Fri Feb 18, 2005 10:39 am

Too bad I can't give out my employee benefit. For home loans and re-fi's, we can get loans at prime minus a .5%. Nice perk for working in a bank. - AB

JamesFeinberg · **Posted:** Fri Feb 18, 2005 1:09 pm

CosbyWood wrote:

Jim,

Mind if I drop your name for this as well? I'm also currently in the market for a house and need to see what my options are. Thanks.

Not a problem at all! For that matter, anybody is welcome to do that...

Jim

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