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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 10:54 am 
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Give me his # and I will mention your name :lol: :mrgreen: 8)

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 10:59 am 
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JamesMilko wrote:
Jason Mauldin wrote:
Are they talking about using reman vs OE parts?

I would be okay with reman parts. I seriously doubt many people here would buy a NEW OE steering rack, vs a reman rack if it was just in need of replacement.

Now, if they're talking junkyard hard parts, then no. I wouldn't even humor that idea. I would consider junkyard body parts. Most of the OE body parts, even from a junkyard will be better than the aftermarket body parts.


I think it was they are only paying for 1/2 the repair, so 2k out of pocket in his case.

I don't know what the etc part of this is:
Quote:
but the shop wants to replace the steering rack, tie rods, etc. for $4,000

But, I don't see how a steering rack and tie rods, should be anywhere near $4000. Granted, I've never laid a tool on a BMW, so maybe I'm underestimating just how stupid their prices are? $2k is still about double what that repair should cost on a non-german car.

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:05 am 
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Jason Mauldin wrote:
Are they talking about using reman vs OE parts?

I would be okay with reman parts. I seriously doubt many people here would buy a NEW OE steering rack, vs a reman rack if it was just in need of replacement.

Now, if they're talking junkyard hard parts, then no. I wouldn't even humor that idea. I would consider junkyard body parts. Most of the OE body parts, even from a junkyard will be better than the aftermarket body parts.

The language over the phone was paying for only 50% of the parts bill. As of now I have not heard if that was for OE, remanufactured, or something else. The rack alone was quoted at $2,000 apparently.

OK, I just checked and a reman rack is $1,871.63. From an online dealer it's about $1,500.

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:15 am 
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Jason Mauldin wrote:
But, I don't see how a steering rack and tie rods, should be anywhere near $4000. Granted, I've never laid a tool on a BMW, so maybe I'm underestimating just how stupid their prices are? $2k is still about double what that repair should cost on a non-german car.


Just checked prices quickly here as I was curious. The steering rack is $1656.29 BMW MSRP (retail) (note that if you call Leith or Performance BMW about prices, they will tell you their marked up price -- both of them mark up BMW MSRP prices, and Performance is always higher than Leith). You can buy it at Tischer BMW online (getbmwparts.com) for $1325.03. I'm guessing the shop's rate is less than this even, so the body shop can probably buy it for ~1200. The tie rods are BMW MSRP $114.80 each or $91.84 at Tischer BMW.

So total parts cost to order these online from Tischer BMW would be $1508.71. SO, Chris, please tell the adjuster that you have found a local friend who will sell him the $4000 in new BMW parts to the insurance company for only $3000. Let me know. I'll order these today and have them by Friday.

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:18 am 
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Chuck Branscomb wrote:
Jason Mauldin wrote:
But, I don't see how a steering rack and tie rods, should be anywhere near $4000. Granted, I've never laid a tool on a BMW, so maybe I'm underestimating just how stupid their prices are? $2k is still about double what that repair should cost on a non-german car.


Just checked prices quickly here as I was curious. The steering rack is $1656.29 BMW MSRP (retail) (note that if you call Leith or Performance BMW about prices, they will tell you their marked up price -- both of them mark up BMW MSRP prices, and Performance is always higher than Leith). You can buy it at Tischer BMW online (getbmwparts.com) for $1325.03. I'm guessing the shop's rate is less than this even, so the body shop can probably buy it for ~1200. The tie rods are BMW MSRP $114.80 each or $91.84 at Tischer BMW.

So total parts cost to order these online from Tischer BMW would be $1508.71. SO, Chris, please tell the adjuster that you have found a local friend who will sell him the $4000 in new BMW parts to the insurance company for only $3000. Let me know. I'll order these today and have them by Friday.

Nice! To be clear the $4,000 included labor. I have not seen a detailed quote yet. The adjuster was 'warning' me that they may not pay out 100% for the parts.

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:22 am 
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Chuck Branscomb wrote:
Jason Mauldin wrote:
But, I don't see how a steering rack and tie rods, should be anywhere near $4000. Granted, I've never laid a tool on a BMW, so maybe I'm underestimating just how stupid their prices are? $2k is still about double what that repair should cost on a non-german car.


Just checked prices quickly here as I was curious. The steering rack is $1656.29 BMW MSRP (retail) (note that if you call Leith or Performance BMW about prices,


HOLY COW!

The last steering rack I purchased (reman'd) was $180...

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:22 am 
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BTW, for anyone who wants to check BMW parts prices and get the real MSRP along with discounted prices from numerous sources, you can use http://www.realoem.com but install the greasemonkey script from here: http://userscripts.org/scripts/show/111782 -- of course you have to use Firefox and have the greasemonkey plug-in installed. The prices listed in realoem are always wrong and/or out of date, etc. However, with the gmonkey script installed, when you click on a part, it gives you hotlinks to 7 online dealers of oem parts. Click the one you want, and it does an automatic lookup on that site for the part number. I use Tischer all the time, since they display the true MSRP along with their discounted price. I've had good results ordering parts from them too.

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:26 am 
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Chris Halweg wrote:
Chuck Branscomb wrote:
Jason Mauldin wrote:
But, I don't see how a steering rack and tie rods, should be anywhere near $4000. Granted, I've never laid a tool on a BMW, so maybe I'm underestimating just how stupid their prices are? $2k is still about double what that repair should cost on a non-german car.


Just checked prices quickly here as I was curious. The steering rack is $1656.29 BMW MSRP (retail) (note that if you call Leith or Performance BMW about prices, they will tell you their marked up price -- both of them mark up BMW MSRP prices, and Performance is always higher than Leith). You can buy it at Tischer BMW online (getbmwparts.com) for $1325.03. I'm guessing the shop's rate is less than this even, so the body shop can probably buy it for ~1200. The tie rods are BMW MSRP $114.80 each or $91.84 at Tischer BMW.

So total parts cost to order these online from Tischer BMW would be $1508.71. SO, Chris, please tell the adjuster that you have found a local friend who will sell him the $4000 in new BMW parts to the insurance company for only $3000. Let me know. I'll order these today and have them by Friday.

Nice! To be clear the $4,000 included labor. I have not seen a detailed quote yet. The adjuster was 'warning' me that they may not pay out 100% for the parts.


Cool. I'm sure Mark Cooper would throw in an alignment too if you let him bill the insurance company ($4000 - 1508.71) $2491.29 to install a rack with new tie rods. Heck, he might even agree to only charge $2000 for the labor. :lol:

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:36 am 
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Chuck Branscomb wrote:
BTW, for anyone who wants to check BMW parts prices and get the real MSRP along with discounted prices from numerous sources, you can use http://www.realoem.com but install the greasemonkey script from here: http://userscripts.org/scripts/show/111782 -- of course you have to use Firefox and have the greasemonkey plug-in installed. The prices listed in realoem are always wrong and/or out of date, etc. However, with the gmonkey script installed, when you click on a part, it gives you hotlinks to 7 online dealers of oem parts. Click the one you want, and it does an automatic lookup on that site for the part number. I use Tischer all the time, since they display the true MSRP along with their discounted price. I've had good results ordering parts from them too.

I've heard about this but never tried it until now. I do this manually all the time. Pelican parts has it for $1099.

Good tip. Thanks!

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:55 am 
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<-Another satisfied Cline customer here as well.

Too bad the sucker doesn't have his VA license. Come'on man!

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 11:59 am 
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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 12:16 pm 
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Chuck Branscomb wrote:
...install the greasemonkey script from here: http://userscripts.org/scripts/show/111782...

Awesome tip! Thanks.

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 12:35 pm 
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steve remchak wrote:
JohnByers wrote:
You guys have me thinking of calling Mr. Cline now :lol:



tell him i sent you. that way i get the cold beer referral fee. :lol:


Come to an AX, the beer bounty is getting big :lol:

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 12:39 pm 
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Chris Halweg wrote:
A few weeks ago an uninsured motorist pulling and untagged trailer cut me off going about 15mph and impacted the left front wheel of our BMW e39 Touring with the right axle of the trailer. Cosmetically, there is one small scratch, front bumper sags, and the wheel is scuffed. In order to drive, I have to have the wheel cranked about ~1/3 turn to the left. I took it to Haddock of Wakefield. The cosmetic stuff is cheap (~$800), but the shop wants to replace the steering rack, tie rods, etc. for $4,000. My insurance is supposed to cover it under my uninsured motorist policy and then pursue legal action against the uninsured at fault party.

The adjuster wants a second opinion which I can understand, but said that if the damage was truly $4,000, that they would only pay about 50% of the parts bill since the current parts are depreciated (150K+ miles).

Can an auto insurance company not pay full price for parts?



As an FYI we had our car repaired at Haddock in Cary. The first time they reused the hood and the gap was horrible and when I asked about it they said that they would have to use a new hood to get the gap to fit correctly :stick: I told them that since I would be paying the higher premiums anyway they needed to fix it correctly. When I got it back I will say that their paint matching was great, their paint job was good (a couple of thick spots but no runs), their attention to detail sucked. Some of the trim gaskets were not put on right and they put in about 1/2 of the fasteners that hold on the undertray.

Just an FYI

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 Post subject: Re: Can an auto insurance company not pay full price for par
PostPosted: Wed Apr 25, 2012 12:42 pm 
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MarekRozanski wrote:
Chuck Branscomb wrote:
...install the greasemonkey script from here: http://userscripts.org/scripts/show/111782...

Awesome tip! Thanks.


Note that trademotion, the web s/w some of these online sites use, sometimes makes updates/changes that break the greasemonkey script from working properly. If that happens in the future, check this thread on the M5board (where this script originated) as there are few there that fix/maintain it: http://www.m5board.com/vbulletin/e39-m5-e52-z8-discussion/145840-realoem-tischer-greasemonkey-script.html. Don't use his link as per the 1st post but instead the link I posted above which is on the last page of this thread. This thing is a real time saver. :)

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