Really interesting article if you are an insurance/car nerd.

clinehall · **Posted:** Fri Jan 30, 2015 7:51 am

https://autos.yahoo.com/blogs/motoramic ... 24666.html

There were 9 cars in 2011 who had no deaths and zero rollovers. They compare this to the cars with the most deaths and tout it as being due to safety equipment. While there is some truth to that, I wish you could do a study of the behavioral patterns of the drivers of these cars. For example, the Yukon 4wd is on the top of the list and the Surburban 1500 2wd is on the bottom of the list. Basically the same car but a 60 death difference.

This probably doesn't interest anybody but me.

steve remchak · **Posted:** Fri Jan 30, 2015 10:07 am

2WD Suburbans are the go to car for Soccer Moms.

Matt McGrain · **Posted:** Fri Jan 30, 2015 10:25 am

steve remchak wrote:

2WD Suburbans are the go to car for Soccer Moms.

Yep. Look at any line of cars outside your local elementary school waiting to pick up the kiddies in the afternoon. I counted three in a row at one point yesterday at Root Elementary.

There results are pretty interesting and was surprised to not see any convertibles on the 'bad' list. Lower production numbers play a part I'm sure though.

Steven Carter · **Posted:** Fri Jan 30, 2015 11:10 am

We own a 2013 Odyssey, and it replaced a 2005 model. Great vehicles, did not regret buying one and would do it again. While it is interesting information, it is too bad it won't result in an insurance rate discount...

clinehall · **Posted:** Fri Jan 30, 2015 12:00 pm

Matt McGrain wrote:

steve remchak wrote:

2WD Suburbans are the go to car for Soccer Moms.

Yep. Look at any line of cars outside your local elementary school waiting to pick up the kiddies in the afternoon. I counted three in a row at one point yesterday at Root Elementary.

There results are pretty interesting and was surprised to not see any convertibles on the 'bad' list. Lower production numbers play a part I'm sure though.

No it is mostly behavior driven. People that plop down money on a new convertible have already gotten to a certain level in life which means the operate their life in a higher plan than others and usually have a bit of experience driving. The Kia Rio driver is young, and stupid, it's the only car they can afford they pack it with their friends, after getting off work at Mcdonalds they drive to concerts get high and text. Roll over and get killed. Compare that to the Kia Sorenta, soccer moms who put their kids in race seats.

Interesting blip is the Mercury Marquis, old folks that have lost motor skills.

This is a highly unscientific study and is just based on my personal experience and my very correct opinions :twisted:

Matt McGrain · **Posted:** Fri Jan 30, 2015 12:49 pm

Good point on the convertables Cline and I'm sure you see what ends up in body shops more often than not.

I wonder how the Brz/fr-s stacks up in these stats relative to the low production numbers. I see at least a half dozen a week that get totalled on the Bookface entusiest group photos. Guess that's why it's $95 a month to insure with a clean record and 20 years of driving and multiline discounts.

MikeWhitney · **Joined:** Wed Aug 20, 2003 9:15 pm **Posts:** 4724

What would be more interesting would be to list the following demographics for each of the cars on the list:

1. Average age
2. Household income

Did someone say "correlated but not causal" ?

clinehall · **Posted:** Fri Jan 30, 2015 2:49 pm

Matt McGrain wrote:

Good point on the convertables Cline and I'm sure you see what ends up in body shops more often than not.

I wonder how the Brz/fr-s stacks up in these stats relative to the low production numbers. I see at least a half dozen a week that get totalled on the Bookface entusiest group photos. Guess that's why it's $95 a month to insure with a clean record and 20 years of driving and multiline discounts.

All my clients that have BRZ's are extreme boring nerd types!! Hell, my attorney got permission from his wife that he could buy one if I gave permission for him to have a straight. True story.

shawnwhipple · **Joined:** Wed Aug 20, 2003 6:28 pm **Posts:** 603

Quote:

All my clients that have BRZ's are extreme boring nerd types!!

Hey now, I mean HEY NOW... What are you talking about boring nerdy type... I'm mean it might be true but there is no need to be blasting it out over the internets.

clinehall · **Posted:** Sun Feb 01, 2015 8:26 am

shawnwhipple wrote:

Quote:

All my clients that have BRZ's are extreme boring nerd types!!

Hey now, I mean HEY NOW... What are you talking about boring nerdy type... I'm mean it might be true but there is no need to be blasting it out over the internets.

Oh, none of the folks that frequent this forum could ever be thought of as nerds! We are all like this guy:

Chad Culbertson · **Posted:** Sun Feb 01, 2015 2:12 pm

I wonder how the stats break out for the Camaros, not a lot of young people driving SS's around, but V6 on the other hand.

That's a lot of money insurance wise for a BRZ too, i'm 30 and have a 426 HP go fast car, and my insurance with full coverage on the SS and a 2014 Wrangler don't even come to 95/month.

Arthur McDonald · **Joined:** Fri Aug 29, 2003 1:54 am **Posts:** 2052

clinehall wrote:

if I gave permission for him to have a straight.

You mean manual transmission? Are you suggesting that insurance companies frown on cars that require a tiny bit of coordination to drive?

clinehall · **Posted:** Sun Feb 01, 2015 4:30 pm

Arthur McDonald wrote:

clinehall wrote:

if I gave permission for him to have a straight.

You mean manual transmission? Are you suggesting that insurance companies frown on cars that require a tiny bit of coordination to drive?

I think that is what his wife wanted me to tell him, after about a year he traded it for a Subie with a slushbox.

Aaron Buckley · **Posted:** Sun Feb 01, 2015 8:05 pm

Glad I got the 4WD Sequoia

Statistics are just numbers sometimes. This is the case here without more context like Mike is asking for. That said, when my Armada got totaled (rear ended that bent the frame badly), I did take into consideration buying something "better rated" than the Armada. I never had an issue with my Armada in 50k miles, but according to most, I was lucky. - AB

THSCC Forums

Really interesting article if you are an insurance/car nerd.

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