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I am with BCBS and purchased directly from them beginning 10 years ago. My co-pay is $35 for doctors visits and my monthly premium is $179.xx I have used the insurance several occasions for procedures and I have never had any problems or surprises when the bill came. Truth be told, even with the procedures I probably would have saved money not having insurance and paying cash, but you never know that ahead of time. Now with the gumment penalties for not having health insurance, it may make more sense to purchase it.
_________________ 92 Miata 1.9L naturally aspirated. SSM 21
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